STATUTE-SPECIFIC LETTERS

Mortgage, card, bank, caller & specialty-CRA letters

17 letter types under RESPA, FCBA, EFTA, TCPA, ECOA, UDAAP, TISA, the Payday Rule, the SAFE Act, HMDA, E-SIGN and the FCRA provisions that reach the 61 specialty consumer reporting companies on the CFPB list. Pick the letter, fill in what it needs, download the PDF.

The letter

Consumer

First name

Last name

Street address

City

State

ZIP

This letter goes to a company, not a reporting agency — no SSN or date of birth is asked for or printed.

Mortgage servicer

Company name

Attention (optional)

Street / PO Box

City

State

ZIP

Details

Loan number *

Property address *

What is wrong

Misapplied payments, unexplained fees, escrow errors — one paragraph.

Information requested (one per line)

Payment history, escrow analysis, fee itemisation…

Disputed amount ($)